Cetelem
Finish your purchase in Tuvalum with Cetelem
How does Cetelem work?
With Cetelem You can finance the 100% of your purchase. You do not need to provide data from any of your cards, since the financing does not require them. In addition, the first receipt will not pay until next month.
Immediate financing If you already have a credit line with Cetelem.
What is Cetelem?
Cetelem It belongs to BNP Paribas Group and since 1988 she specializes in the granting of consumer credits. It is a company dedicated to offering consumer loans, online credit and cards, with more than 30 years of experience in the sector.
What documentation do I need to finance?
- If you are already a Cetelem customer And you have an open line of credit, you will only need to accept financing by introducing a PIN code that you will receive on your mobile phone. You will not have to fill out forms or send additional documentation.
- If you are a new customer Or you don't have a credit line with Cetelem, you will need to contribute the following documentation:
When do I start paying my financing?
The first receipt will be processed to your bank account Day 5 of the following month to the realization of the financing. If the financing is made between the 25th and 31st, the first receipt will be issued Day 5 of the second month.
How to contact Cetelem in case of doubt?
You can solve your doubts through Chat that appears during the financing process. If you prefer, you can also call 917 90 97 38 or write an email to ecommerce@cetelem.es.
What is the process that I have to continue to finance my purchase?
The financing process with Cetelem It is very simple:
- Choose the bicycle you want to buy on the website Tuvalum.
- Once in the cart, select the payment method "Financing with Cetelem".
- You will be redirected to the Cetelem financing process, where you can complete it in a few steps and 100% online:
Postpone me
Finance your purchase in Tuvalum with postponeme
Postpone me It is a payment method that allows you to buy now and pay later, giving you the flexibility of choosing how and when to make your payments. Next, we explain how it works and what are its main advantages.
How does it work for me?
With Postpone me, you can finance purchases to 6.000 € and return the amount in up to 36 months. The process is 100% online, without paperwork. You just need to provide some personal data, and in a matter of seconds, postpone me will show you interest and confirm your credit.
Postpone me It is part of Wizink Bank, a digital bank specialized in consumption financing, which guarantees the safety and transparency of the service. In addition, Wizink is regulated by the Bank of Spain and the Bank of Portugal.
Advantages of postponement
- No paperwork: You do not need extensive documentation. We will only ask you for your ID, NIE or passport to comply with capital laundering prevention regulations.
- Flexibility: You can choose the number of months (up to 36) and the day of the month you prefer to make your payments.
- Fast and simple: The application process is totally online and you will receive an immediate response.
Economic conditions
- Maximum financing: 6.000 €
- Payment deadlines: Until 36 months
- T.A.E: 16.40% for purchases made as of January 16, 2023.
Remember that these conditions may vary according to the promotions available in the store. Check the availability of offers outside these dates.
How to use postpone me in Tuvalum?
- At the end of your purchase in Tuvalum, select Postpone me As a payment method.
- Enter the necessary information so that postponement can evaluate your application.
- Receive an immediate response and confirm the operation.
What documentation do I need?
The system will request an identification document (DNI, NI Postpone me It is regulated by the Bank of Spain.
Customer service
If you have any questions or you need more information, you can contact the customer service of Postpone me sending an email to hola@aplazame.com. The service is available from Monday to Sunday from 9 a.m. to 7 p.m.
With Postpone me, enjoying the bicycle of your dreams is easier than ever, choosing how and when to pay with total flexibility.
SCALAPAY
Finish your purchase in Tuvalum with Scalapay
SCALAPAY It is an innovative payment method that allows you to buy now and pay later, in comfortable interests without interest. Next, we explain how it works and what are its main advantages.
How does Scalapay work?
SCALAPAY allows you to divide the payment of your purchases into 3 or 4 terms Without interest. You can use this service in both physical and online stores, and receive your products immediately. Payments are distributed as follows:
- First term: It is paid at the time of purchase.
- Second term: A month after the day of purchase.
- Third and final term: Two months after the day of the purchase (or three months if you choose to pay in 4 terms).
SCALAPAY Pay the seller the total amount of the order instantly, while you can enjoy your purchase and pay it in monthly deadlines without additional charges, provided you make payments before the deadline.
Scalapay advantages
- Without interest or commissions: You will not pay any additional charge if you meet the established deadlines.
- Easy and fast: The financing process is 100% online and takes less than a minute to complete.
- Flexibility: You can finance purchases to 3.000 € and choose if you want to pay in 3 or 4 installments.
How much does Scalapay cost?
SCALAPAY It is completely free for you if you make payments within the agreed limit dates. However, if you do not pay on time, you will be applied the following rates for late payment:
- Delay of more than 24 hours: A position of 1,20 €.
- Delay of more than 9 days: A second position of 1,20 €.
The total cost of late payment charges will not exceed 15% of the total order value.
How to use Scalapay?
- Select SCALAPAY as a payment method at the end of your purchase in Tuvalum.
- Make the first payment at the time of purchase.
- The next payments will be made automatically on your card every month, according to the number of fees chosen (3 or 4).
Reminders and automatic payments
Scalapay will send you reminders for SMS and email Before each deadline to ensure that you do not pass any payment. In addition, the quotas will be automatically loaded on the card you have registered at the time of purchase.
What to do in case of problems with payments?
If you are not able to make a payment on time, contact SCALAPAY sending an email to support@scalapay.com before the deadline. They will evaluate your situation and do everything possible to help you.
With SCALAPAY, you can buy what you like in Tuvalum and pay it flexibly, without interest and comfortably.
PayPal
Finish your purchase in Tuvalum with PayPal
PayPal It is a trusted platform used by millions of people to make purchases, sales and send money safely, without sharing financial information. Next, we explain how you can finance your purchase in Tuvalum using the option "Pay in 3 terms" by PayPal.
How does PayPal financing work?
With the option "Pay in 3 terms" by PayPal, you can divide the payment of your purchase into three interests without interest, quickly and easily. This method is valid for online purchases whose amount is between € 30 and € 2000, provided that both the purchase and the buyer meet the requirements established by PayPal.
Advantages of "pay in 3 dead"
- Without interest or commissions: This option has no additional interest or charges, and commissions for late payment are not applied.
- Versatility: You can manage your payments comfortably through the PayPal app and, if you prefer, make the refund in advance without any cost.
- Quick decision: Once you select the "pay in 3 dead" option, you will receive an answer in seconds after the real -time review of your application.
How to use "Pay in 3 terms"?
- At the end of your purchase in Tuvalum, select PayPal As a payment method.
- In your PayPal account, you will see the option "Pay in 3 terms", select it.
- You will receive an immediate decision about your application.
- Complete the purchase and access your payment plan at any time through the PayPal app.
Do I sign a contract with the seller or PayPal?
When your application is approved, you formalize a contract directly with PayPal, since this platform acts as a lender.
Where can I consult my payments?
You can review at all times the payments made and the pending quotas entering your PayPal account, in the section "Pay in 3 terms". There you will see the breakdown of your previous payments and the next maturities.
Buyer Protection Program
When making your purchase with PayPal, you also have Buyer protection, that covers eligible purchases in case of not receiving the product or if it does not match its description.
Remember that, although there are no commissions, "Pay in 3 terms" It is a loan that must be reimbursed, and it is essential that you ensure to deal with payments to avoid possible impacts on your credit history.
Sequra
Finish your purchase in Tuvalum with Sequra
Sequra offers you several financing options so you can divide your payments comfortably and without complications. Next, we explain how you can finance your purchase in Tuvalum with the "Flexible Payment" options and "divide in 3" of Sequra.
Financing options with sequra
- Divide into 3:
- Flexible payment:
Advantages of financing with sequra
- Flexibility: You can choose the number of quotas that suits you according to your needs.
- Simple management: The payments are made automatically every month, and you will receive confirmations by email after each transaction (Sequra).
- No paperwork: You do not need to complete complicated forms, only provide your personal data and start financing your purchase (Sequra).
- Early amortization: You can pay the total pending quotas at any time without additional penalties (Sequra).
How to use Sequra in Tuvalum?
- At the end of your purchase, select Sequra as a payment method.
- Choose between "divides into 3" or "flexible payment" and select the number of quotas you prefer.
- Enter your personal data and pay the first quota.
- The rest of the payments will be made automatically every month.
Returns and changes
If you want to return your order, contact us to start the return process. Once the return is confirmed, Sequra will reimburse you the fees paid or adjust the remaining quotas to the new value of the order.
With Sequra, you can make your purchases in Tuvalum with the peace of mind of being able to pay at your pace, without complications and with total transparency.
Pagolight
Finish your purchase in Tuvalum with Pagolight
How does Pagolight work?
With Pagolight, you can finance your purchases in Tuvalum until 5.000 € and pay them in comfortable monthly installments. This payment method allows you to divide the amount of your purchase even in 24 months No additional costs.
Pagolight It is a solution without interest or hidden positions, ideal for those who seek flexibility and simplicity in their financing.
What is Pagolight?
Pagolight It is a financing service "Buy now, then pays" offered by COMPASS BANCA S.P.A., part of the group Mediabonca. It allows you to pay your purchases, both in physical and online stores, in small installments without adding any additional cost. With more than 30 years in the financial sector, Compass Offer a completely digital and reliable solution for your purchases.
What documentation do I need to finance?
The process with Pagolight It is 100% digital, fast and without complications. To request financing, you will only need:
- Valid Identity Document: DNI, passport or any official identification document.
- Debit or credit card valid for the domicile of payments. Prepaid cards are not accepted.
How does financing with Pagolight work?
- Select Pagolight as a payment method at the end of your purchase in Tuvalum.
- Choose the number of quotas you want to divide your purchase.
- Enter your personal data and those of your bank card or select the domiciliation into account.
- Verify your identity and confirm financing.
With Pagolight, you can divide the payment of your purchase even in 24 installments Without additional charges, and enjoy your order immediately.
When do I start paying my financing?
The first payment will be made at the time of purchase, and the following installments will automatically load each month on the card or bank account you have registered.
How to contact Pagolight in case of doubt?
If you have any questions about your financing with Pagolight, you can check its official page or contact the customer service directly from the website pagolight.it
With Pagolight, buy in Tuvalum It is easier than ever, allowing you to enjoy your bicycle and pay it at your pace without worries.
Find the best financing option
In TuvalumWe have several financing options according to the country in which you are. Next, we indicate the main financial ones available in each region:
- Spain: Sequra - Cetelem - Scalapay -Paypal
- Portugal: Sequra - Polazame - Paypal
- France: Sequra - PayPal
- Italy: Sequra - Pagolight - Paypal
If you have any questions about the financing options available in your country or need more information, do not hesitate to Contact us.
We will be happy to help you choose the best option for you.
