Cetelem
Finish your purchase in Tuvalum with Cetelem
How does Cetelem work?
With Cetelem You can finance the 100% of your purchase. You do not need to provide data from any of your cards, since the financing does not require them. In addition, the first receipt will not pay until next month.
Immediate financing If you already have a credit line with Cetelem.
What is Cetelem?
Cetelem It belongs to BNP Paribas Group and since 1988 she specializes in the granting of consumer credits. It is a company dedicated to offering consumer loans, online credit and cards, with more than 30 years of experience in the sector.
What documentation do I need to finance?
- If you are already a Cetelem customer And you have an open line of credit, you will only need to accept financing by introducing a PIN code that you will receive on your mobile phone. You will not have to fill out forms or send additional documentation.
- If you are a new customer Or you don't have a credit line with Cetelem, you will need to contribute the following documentation:
When do I start paying my financing?
The first receipt will be processed to your bank account Day 5 of the following month to the realization of the financing. If the financing is made between the 25th and 31st, the first receipt will be issued Day 5 of the second month.
How to contact Cetelem in case of doubt?
You can solve your doubts through Chat that appears during the financing process. If you prefer, you can also call 917 90 97 38 or write an email to ecommerce@cetelem.es.
What is the process that I have to continue to finance my purchase?
The financing process with Cetelem It is very simple:
- Choose the bicycle you want to buy on the website Tuvalum.
- Once in the cart, select the payment method "Financing with Cetelem".
- You will be redirected to the Cetelem financing process, where you can complete it in a few steps and 100% online:
PayPal
Finish your purchase in Tuvalum with PayPal
PayPal It is a trusted platform used by millions of people to make purchases, sales and send money safely, without sharing financial information. Next, we explain how you can finance your purchase in Tuvalum using the option "Pay in 3 terms" by PayPal.
How does PayPal financing work?
With the option "Pay in 3 terms" by PayPal, you can divide the payment of your purchase into three interests without interest, quickly and easily. This method is valid for online purchases whose amount is between € 30 and € 2000, provided that both the purchase and the buyer meet the requirements established by PayPal.
Advantages of "pay in 3 dead"
- Without interest or commissions: This option has no additional interest or charges, and commissions for late payment are not applied.
- Versatility: You can manage your payments comfortably through the PayPal app and, if you prefer, make the refund in advance without any cost.
- Quick decision: Once you select the "pay in 3 dead" option, you will receive an answer in seconds after the real -time review of your application.
How to use "Pay in 3 terms"?
- At the end of your purchase in Tuvalum, select PayPal As a payment method.
- In your PayPal account, you will see the option "Pay in 3 terms", select it.
- You will receive an immediate decision about your application.
- Complete the purchase and access your payment plan at any time through the PayPal app.
Do I sign a contract with the seller or PayPal?
When your application is approved, you formalize a contract directly with PayPal, since this platform acts as a lender.
Where can I consult my payments?
You can review at all times the payments made and the pending quotas entering your PayPal account, in the section "Pay in 3 terms". There you will see the breakdown of your previous payments and the next maturities.
Buyer Protection Program
When making your purchase with PayPal, you also have Buyer protection, that covers eligible purchases in case of not receiving the product or if it does not match its description.
Remember that, although there are no commissions, "Pay in 3 terms" It is a loan that must be reimbursed, and it is essential that you ensure to deal with payments to avoid possible impacts on your credit history.
Sequra
Finish your purchase in Tuvalum with Sequra
Sequra offers you several financing options so you can divide your payments comfortably and without complications. Next, we explain how you can finance your purchase in Tuvalum with the "Flexible Payment" options and "divide in 3" of Sequra.
Financing options with sequra
- Divide into 3:
- Flexible payment:
Advantages of financing with sequra
- Flexibility: You can choose the number of quotas that suits you according to your needs.
- Simple management: The payments are made automatically every month, and you will receive confirmations by email after each transaction (Sequra).
- No paperwork: You do not need to complete complicated forms, only provide your personal data and start financing your purchase (Sequra).
- Early amortization: You can pay the total pending quotas at any time without additional penalties (Sequra).
How to use Sequra in Tuvalum?
- At the end of your purchase, select Sequra as a payment method.
- Choose between "divides into 3" or "flexible payment" and select the number of quotas you prefer.
- Enter your personal data and pay the first quota.
- The rest of the payments will be made automatically every month.
Returns and changes
If you want to return your order, contact us to start the return process. Once the return is confirmed, Sequra will reimburse you the fees paid or adjust the remaining quotas to the new value of the order.
With Sequra, you can make your purchases in Tuvalum with the peace of mind of being able to pay at your pace, without complications and with total transparency.
Find the best financing option
In TuvalumWe have several financing options according to the country in which you are. Next, we indicate the main financial ones available in each region:
- Spain: Sequra - Cetelem - Scalapay -Paypal
- Portugal: Sequra - Polazame - Paypal
- France: Sequra - PayPal
- Italy: Sequra - Pagolight - Paypal
If you have any questions about the financing options available in your country or need more information, do not hesitate to Contact us.
We will be happy to help you choose the best option for you.
