Financing
Discover the different financing options that Tuvalum offers you
Cetelem
Finance your purchase at Tuvalum with Cetelem
How does Cetelem work?
With Cetelem you can finance 100% of your purchase. You do not need to provide any of your card details, as the financing does not require them. In addition, you will not pay the first installment until next month.
Immediate financing if you already have a credit line with Cetelem.
What is Cetelem?
Cetelem belongs to the BNP Paribas Group and since 1988 has specialized in granting consumer loans. It is a company dedicated to offering consumer loans, online credit, and cards, with more than 30 years of experience in the sector.
What documentation do I need to finance?
- If you are already a Cetelem customer and have an open line of credit, you will only need to accept the financing by entering a PIN code that you will receive on your mobile phone. You will not have to fill out forms or send additional documentation.
- If you are a new customer or do not have a credit line with Cetelem, you will need to provide the following documentation:
- ID or passport
- Latest payslip
- Proof of account ownership (or a direct debit bill for gas, electricity, telephone, or internet)
When do I start paying my financing?
The first installment will be processed to your bank account on the 5th of the month following the financing. If the financing is done between the 25th and 31st, the first installment will be issued on the 5th of the second month.
How do I contact Cetelem in case of doubt?
You can resolve your questions through the chat that appears during the financing process. If you prefer, you can also call 917 90 97 38 or write an email to ecommerce@cetelem.es.
What is the process I need to follow to finance my purchase?
The financing process with Cetelem is very simple:
- Choose the bicycle you want to buy on the Tuvalum website.
- Once in the cart, select the payment method “Financing with Cetelem”.
- You will be redirected to the Cetelem financing process, where you can complete it in a few steps and 100% online
PayPal
Finance your purchase on Tuvalum with PayPal
PayPal is a trusted platform used by millions of people to make purchases, sales, and send money securely, without sharing financial information. Below, we explain how you can finance your purchase on Tuvalum using PayPal's "Pay in 3 installments" option.
How does PayPal financing work?
With PayPal's "Pay in 3 installments" option, you can split the payment of your purchase into three interest-free installments, quickly and easily. This method is valid for online purchases whose amount is between €30 and €2000, as long as both the purchase and the buyer meet the requirements established by PayPal.
Advantages of "Pay in 3 installments"
- No interest or fees: This option has no interest or additional charges, and no late payment fees apply.
- Versatility: You can conveniently manage your payments through the PayPal app and, if you wish, make an early repayment at no extra cost.
- Quick decision: Once you select the "Pay in 3 installments" option, you will receive a response within seconds after a real-time review of your application.
How to use "Pay in 3 installments"?
- At checkout on Tuvalum, select PayPal as your payment method.
- In your PayPal account, you will see the "Pay in 3 installments" option, select it.
- You will receive an immediate decision about your application.
- Complete the purchase and access your payment plan at any time through the PayPal app.
Do I sign a contract with the seller or with PayPal?
When your application is approved, you formalize a contract directly with PayPal, as this platform acts as the lender.
Where can I check my payments?
You can review at any time the payments made and the pending installments by logging into your PayPal account, in the "Pay in 3 installments" section. There you will see the breakdown of your previous payments and upcoming due dates.
Buyer Protection Program
When making your purchase with PayPal, you also benefit from Buyer Protection, which covers eligible purchases in case you do not receive the product or if it does not match its description.
Remember that, although there are no fees, "Pay in 3 installments" is a credit that must be repaid, and it is essential that you ensure you can make the payments to avoid possible impacts on your credit history.
SeQura
Finance your purchase at Tuvalum with SeQura
SeQura offers you several financing options so you can split your payments easily and without complications. Below, we explain how you can finance your purchase at Tuvalum with SeQura’s “Flexible Payment” and “Split in 3” options.
Financing options with SeQura
- Split in 3:
- Flexible Payment:
Advantages of financing with SeQura
- Flexibility: You can choose the number of installments that best suit your needs.
- Simple management: Payments are made automatically each month, and you will receive email confirmations after each transaction (Sequra).
- No paperwork: You don’t need to fill out complicated forms, just provide your personal details and start financing your purchase (Sequra).
- Early repayment: You can pay the total of the pending installments at any time without additional penalties (Sequra).
How to use SeQura at Tuvalum?
- At the end of your purchase, select SeQura as your payment method.
- Choose between “Split in 3” or “Flexible Payment” and select the number of installments you prefer.
- Enter your personal details and make the payment for the first installment.
- The rest of the payments will be made automatically each month.
Returns and exchanges
If you wish to return your order, contact us to start the return process. Once the return is confirmed, SeQura will refund the paid installments or adjust the remaining installments to the new order value.
With SeQura, you can shop at Tuvalum with the peace of mind of paying at your own pace, without complications and with total transparency.
Find the best financing option
At Tuvalum, we have several financing options depending on the country you are in. Below, we list the main financial providers available in each region:
- Spain: Sequra - Cetelem - PayPal
- Portugal: Sequra - PayPal
- France: Sequra - PayPal
- Italy: Sequra - PayPal
If you have any questions about the financing options available in your country or need more information, do not hesitate to contact us.
We will be happy to help you choose the best option for you.
Tuvalum Team
